Tuesday, 17 December 2013

Euribor 17/12/2013 (12 months & other types)

Forecast of December average: 0,550 (Reliability: 60%)
Oficial value of day 17/12/13: 0,567 (+0,710%)
 
Comments: Today increases 4 thousandths and the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 12 thousandths more: 0,183 (+7,0%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/12/2013 0,502 +0,001 -> Increase compared previ. day:+0,200%
03/12/2013 0,503 +0,001 -> Increase compared previ. day:+0,199%
04/12/2013 0,504 +0,001 -> Increase compared previ. day:+0,199%
05/12/2013 0,507 +0,003 -> Increase compared previ. day:+0,595%
06/12/2013 0,519 +0,012 -> Increase compared previ. day:+2,367%
09/12/2013 0,527 +0,008 -> Increase compared previ. day:+1,541%
10/12/2013 0,533 +0,006 -> Increase compared previ. day:+1,139%
11/12/2013 0,540 +0,007 -> Increase compared previ. day:+1,313%
12/12/2013 0,549 +0,009 ->  Increase compared previ. day:+1,667%
13/12/2013 0,556 +0,007 -> Increase compared previ. day:+1,275%
16/12/2013 0,563 +0,007 -> Increase compared previ. day:+1,259%
17/12/2013 0,567 +0,004 -> Increase compared previ. day:+0,710%
18/12/2013 0,569  Theorical expected value        
19/12/2013 0,569  Theorical expected value        
20/12/2013 0,570  Theorical expected value        
23/12/2013 0,571  Theorical expected value        
24/12/2013 0,571  Theorical expected value        
27/12/2013 0,573  Theorical expected value        
30/12/2013 0,573  Theorical expected value        
31/12/2013 0,574  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,76 €.
Compared one year ago, in December'12 (0,549%): 583,01 €
Expected monthly savings will be: 0,25 €.
 
Expected yearly savings will be:  3
€ (-0,04%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 17/12/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,183 0,235 --- 0,243 0,268 0,298 ---
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
--- 0,393 --- --- 0,490 --- ---
12 mo.
0,567
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,145 0,160 --- 0,203 0,227 0,261 ---
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
--- 0,357 --- --- 0,452 --- ---
12m(a)
0,531
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/12/2013 at 13:55
 

Monday, 16 December 2013

Euribor 16/12/2013 (12 months & other types)

Forecast of December average: 0,548 (Reliability: 55%)
Oficial value of day 16/12/13: 0,563 (+1,259%)
 
Comments: Today increases 7 thousandths and the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 14 thousandths more: 0,171 (+8,9%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/12/2013 0,502 +0,001 -> Increase compared previ. day:+0,200%
03/12/2013 0,503 +0,001 -> Increase compared previ. day:+0,199%
04/12/2013 0,504 +0,001 -> Increase compared previ. day:+0,199%
05/12/2013 0,507 +0,003 -> Increase compared previ. day:+0,595%
06/12/2013 0,519 +0,012 -> Increase compared previ. day:+2,367%
09/12/2013 0,527 +0,008 -> Increase compared previ. day:+1,541%
10/12/2013 0,533 +0,006 -> Increase compared previ. day:+1,139%
11/12/2013 0,540 +0,007 -> Increase compared previ. day:+1,313%
12/12/2013 0,549 +0,009 ->  Increase compared previ. day:+1,667%
13/12/2013 0,556 +0,007 -> Increase compared previ. day:+1,275%
16/12/2013 0,563 +0,007 -> Increase compared previ. day:+1,259%
17/12/2013 0,565  Theorical expected value         
18/12/2013 0,567  Theorical expected value         
19/12/2013 0,567  Theorical expected value         
20/12/2013 0,568  Theorical expected value         
23/12/2013 0,569  Theorical expected value         
24/12/2013 0,569  Theorical expected value         
27/12/2013 0,571  Theorical expected value         
30/12/2013 0,571  Theorical expected value         
31/12/2013 0,572  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,76 €.
Compared one year ago, in December'12 (0,549%): 583,01 €
Expected monthly savings will be: 0,25 €.
 
Expected yearly savings will be:  3
€ (-0,04%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 16/12/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,171 0,216 --- 0,234 0,260 0,290 ---
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
--- 0,387 --- --- 0,484 --- ---
12 mo.
0,563
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,142 0,153 --- 0,200 0,223 0,258 ---
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
--- 0,354 --- --- 0,448 --- ---
12m(a)
0,528
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 16/12/2013 at 13:55
 

Thursday, 12 December 2013

Euribor 12/12/2013 (12 months & other types)

Forecast of December average: 0,538 (Reliability: 45%)
Oficial value of day 12/12/13: 0,549 (+1,667%)
 
Comments: Today increases 9 thousandths and the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 5 thousandths more: 0,152 (+3,4%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/12/2013 0,502 +0,001 -> Increase compared previ. day:+0,200%
03/12/2013 0,503 +0,001 -> Increase compared previ. day:+0,199%
04/12/2013 0,504 +0,001 -> Increase compared previ. day:+0,199%
05/12/2013 0,507 +0,003 -> Increase compared previ. day:+0,595%
06/12/2013 0,519 +0,012 -> Increase compared previ. day:+2,367%
09/12/2013 0,527 +0,008 -> Increase compared previ. day:+1,541%
10/12/2013 0,533 +0,006 -> Increase compared previ. day:+1,139%
11/12/2013 0,540 +0,007 -> Increase compared previ. day:+1,313%
12/12/2013 0,549 +0,009 ->  Increase compared previ. day:+1,667%
13/12/2013 0,549  Theorical expected value        
16/12/2013 0,551  Theorical expected value        
17/12/2013 0,552  Theorical expected value        
18/12/2013 0,552  Theorical expected value        
19/12/2013 0,552  Theorical expected value        
20/12/2013 0,553  Theorical expected value        
23/12/2013 0,554  Theorical expected value        
24/12/2013 0,554  Theorical expected value        
27/12/2013 0,553  Theorical expected value        
30/12/2013 0,553  Theorical expected value        
31/12/2013 0,554  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,10 €.
Compared one year ago, in December'12 (0,549%): 583,01 €
Expected monthly savings will be: 0,94 €.
 
Expected yearly savings will be:  11
€ (-0,16%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 12/12/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,152 0,163 --- 0,219 0,242 0,277 ---
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
--- 0,374 --- --- 0,470 --- ---
12 mo.
0,549
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,137 0,145 --- 0,193 0,216 0,251 ---
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
--- 0,348 --- --- 0,441 --- ---
12m(a)
0,520
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 12/12/2013 at 13:55