Euribor 5/4/2011 (12 months & other types)

Forecast of April average: 2,027 (Reliability: 15%)
Oficial value of day 5/4/11: 2,025 (+0,198%)

 

Comments: Today another increase, and all the Euribor types are higher than yesterday. The next update will be done tomorrow at latest at 13:10 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/04/11 2,013 +0,017 -> Increase compared preve. day:+0,852%
04/04/11 2,021 +0,008 -> Increase compared preve. day:+0,397%
05/04/11 2,025 +0,004 -> Increase compared preve. day:+0,198%
06/04/11 2,026  Theorical expected value   
07/04/11 2,027  ECB, forecast + 0,25 (1,25%)
08/04/11 2,029  Theorical expected value   
11/04/11 2,029  Theorical expected value   
12/04/11 2,028  Theorical expected value   
13/04/11 2,030  Theorical expected value   
14/04/11 2,030  Theorical expected value   
15/04/11 2,031  Theorical expected value   
18/04/11 2,031  Theorical expected value   
19/04/11 2,031  Theorical expected value   
20/04/11 2,033  Theorical expected value   
21/04/11 2,031  Theorical expected value   
26/04/11 2,030  Theorical expected value   
27/04/11 2,030  Theorical expected value   
28/04/11 2,030  Theorical expected value   
29/04/11 2,031  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 713,65 €.
Compared one year ago, in April'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 72,81 €. 
Expected yearly extra expenses will be:  874 € (+11,36%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/4/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,787	0,876	0,933	1,003	1,118	1,262	1,359
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,455	1,568	1,642	1,724	1,807	1,877	1,949
12 mo.
2,025

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,782	0,865	0,920	0,993	1,109	1,255	1,351
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,448	1,562	1,637	1,720	1,803	1,872	1,943
12m(a)
2,020

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/4/2011 at 13:10