Showing posts with label Theorical value. Show all posts
Showing posts with label Theorical value. Show all posts

Friday, 6 February 2015

Euribor 6/2/2015 (12 months & other types)

Forecast of February average: 0,263 (Reliability: 25%)
Oficial value of day 6/2/15: 0,261 (-0,382%)

Comments: In this  day  decreases one thousand making a new minimum historical (the minimum historical was on 6/2/15: 0,261) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week day decreases 3 thousands: -0,032 (-16%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/2/2015 0,271 +0,001 ->Difference compared previous day:+0,370%
03/2/2015 0,266 -0,005 -> Difference compared previous day:-1,845%
04/2/2015 0,263 -0,003 -> Difference compared previous day:-1,128%
05/2/2015 0,262 -0,001 -> Difference compared previous day:-0,380%
06/2/2015 0,261 -0,001 -> Difference compared previous day:-0,382%
09/2/2015 0,261  Theorical expected value 
10/2/2015 0,263  Theorical expected value 
11/2/2015 0,262  Theorical expected value 
12/2/2015 0,261  Theorical expected value 
13/2/2015 0,261  Theorical expected value 
16/2/2015 0,262  Theorical expected value 
17/2/2015 0,262  Theorical expected value 
18/2/2015 0,262  Theorical expected value 
19/2/2015 0,261  Theorical expected value 
20/2/2015 0,262  Theorical expected value 
23/2/2015 0,262  Theorical expected value 
24/2/2015 0,261  Theorical expected value 
25/2/2015 0,261  Theorical expected value 
26/2/2015 0,261  Theorical expected value 
27/2/2015 0,261  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
560,21 €.
Compared one year ago, in February'14 (0,549%): 583,01 €
Expected monthly savings will be: 23 €.
 
Expected yearly savings will be:  274 
(-3,91%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 6/2/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,032 -0,024 0,002 0,024
3 mo. 6 mo. 9 mo. 12 mo.
0,053 0,132 0,196 0,261

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,028 -0,022 0,002 0,023
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,054 0,132 0,198 0,265

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 6/2/2015 at 14:06

Thursday, 5 February 2015

Euribor 5/2/2015 (12 months & other types)

Forecast of February average: 0,263 (Reliability: 20%)
Oficial value of day 5/2/15: 0,262 (-0,380%)

Comments: In this  day  decreases one thousand making a new minimum historical (the minimum historical was on 5/2/15: 0,262) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week day decreases 3 thousands: -0,032 (-16%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/2/2015 0,271 +0,001 ->Difference compared previous day:+0,370%
03/2/2015 0,266 -0,005 -> Difference compared previous day:-1,845%
04/2/2015 0,263 -0,003 -> Difference compared previous day:-1,128%
05/2/2015 0,262 -0,001 -> Difference compared previous day:-0,380%
06/2/2015 0,262  Theorical expected value 
09/2/2015 0,262  Theorical expected value 
10/2/2015 0,264  Theorical expected value 
11/2/2015 0,263  Theorical expected value 
12/2/2015 0,262  Theorical expected value 
13/2/2015 0,262  Theorical expected value 
16/2/2015 0,263  Theorical expected value 
17/2/2015 0,263  Theorical expected value 
18/2/2015 0,263  Theorical expected value 
19/2/2015 0,262  Theorical expected value 
20/2/2015 0,263  Theorical expected value 
23/2/2015 0,263  Theorical expected value 
24/2/2015 0,262  Theorical expected value 
25/2/2015 0,262  Theorical expected value 
26/2/2015 0,262  Theorical expected value 
27/2/2015 0,262  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
560,21 €.
Compared one year ago, in February'14 (0,549%): 583,01 €
Expected monthly savings will be: 23 €.
 
Expected yearly savings will be:  274 
(-3,91%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 5/2/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,032 -0,025 0,001 0,022
3 mo. 6 mo. 9 mo. 12 mo.
0,051 0,132 0,196 0,262

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,027 -0,022 0,002 0,023
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,054 0,133 0,198 0,266

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 5/2/2015 at 14:06

Wednesday, 4 February 2015

Euribor 4/2/2015 (12 months & other types)

Forecast of February average: 0,265 (Reliability: 15%)
Oficial value of day 4/2/15: 0,263 (-1,128%)

Comments: In this  day  decreases 3 thousands making a new minimum historical (the minimum historical was on 4/2/15: 0,263) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week day decreases 5 thousands: -0,030 (-20%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/2/2015 0,271 +0,001 ->Difference compared previous day:+0,370%
03/2/2015 0,266 -0,005 -> Difference compared previous day:-1,845%
04/2/2015 0,263 -0,003 -> Difference compared previous day:-1,128%
05/2/2015 0,262  ECB, not expected changes(=0,05%)
06/2/2015 0,262  Theorical expected value  
09/2/2015 0,262  Theorical expected value  
10/2/2015 0,264  Theorical expected value  
11/2/2015 0,263  Theorical expected value  
12/2/2015 0,262  Theorical expected value  
13/2/2015 0,262  Theorical expected value  
16/2/2015 0,263  Theorical expected value  
17/2/2015 0,263  Theorical expected value  
18/2/2015 0,263  Theorical expected value  
19/2/2015 0,262  Theorical expected value  
20/2/2015 0,263  Theorical expected value  
23/2/2015 0,263  Theorical expected value  
24/2/2015 0,262  Theorical expected value  
25/2/2015 0,262  Theorical expected value  
26/2/2015 0,262  Theorical expected value  
27/2/2015 0,262  Theorical expected value  
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
560,21 €.
Compared one year ago, in February'14 (0,549%): 583,01 €
Expected monthly savings will be: 23 €.
 
Expected yearly savings will be:  274 
(-3,91%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/2/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,030 -0,024 0,001 0,023
3 mo. 6 mo. 9 mo. 12 mo.
0,055 0,132 0,195 0,263

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,026 -0,021 0,002 0,024
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,055 0,133 0,199 0,267

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/2/2015 at 14:06

Tuesday, 3 February 2015

Euribor 3/2/2015 (12 months & other types)

Forecast of February average: 0,266 (Reliability: 10%)
Oficial value of day 3/2/15: 0,266 (-1,845%)

Comments: In this  day  decreases 5 thousands making a new minimum historical (the minimum historical was on 3/2/15: 0,266) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week day decreases 3 thousands: -0,025 (-14%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/2/2015 0,271 +0,001 -> Difference compared previous day:+0,370%
03/2/2015 0,266 -0,005 -> Difference compared previous day:-1,845%
04/2/2015 0,266  Theorical expected value 
05/2/2015 0,265  ECB, not expected changes(=0,05%)
06/2/2015 0,265  Theorical expected value 
09/2/2015 0,265  Theorical expected value 
10/2/2015 0,267  Theorical expected value 
11/2/2015 0,266  Theorical expected value 
12/2/2015 0,265  Theorical expected value 
13/2/2015 0,265  Theorical expected value 
16/2/2015 0,266  Theorical expected value 
17/2/2015 0,266  Theorical expected value 
18/2/2015 0,266  Theorical expected value 
19/2/2015 0,265  Theorical expected value 
20/2/2015 0,266  Theorical expected value 
23/2/2015 0,266  Theorical expected value 
24/2/2015 0,265  Theorical expected value 
25/2/2015 0,265  Theorical expected value 
26/2/2015 0,265  Theorical expected value 
27/2/2015 0,265  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
560,21 €.
Compared one year ago, in February'14 (0,549%): 583,01 €
Expected monthly savings will be: 23 €.
 
Expected yearly savings will be:  274 
(-3,91%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 3/2/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,025 -0,021 0,001 0,024
3 mo. 6 mo. 9 mo. 12 mo.
0,055 0,132 0,199 0,266

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,024 -0,019 0,002 0,024
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,055 0,133 0,201 0,269

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 3/2/2015 at 14:06

Monday, 2 February 2015

Euribor 2/2/2015 (12 months & other types)

Forecast of February average: 0,270 (Reliability: 5%)
Oficial value of day 2/2/15: 0,271 (+0,370%)

Comments: In this  day  increases one thousand (the minimum historical was on 30/1/15: 0,270) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week day increases 2 thousands: -0,022 (+10%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/2/2015 0,271 +0,001 -> Theorical expected value  :+0,370%
03/2/2015 0,270  Theorical expected value  
04/2/2015 0,270  Theorical expected value  
05/2/2015 0,269  ECB, not expected changes(=0,05%)
06/2/2015 0,269  Theorical expected value  
09/2/2015 0,269  Theorical expected value  
10/2/2015 0,271  Theorical expected value  
11/2/2015 0,271  Theorical expected value  
12/2/2015 0,272  Theorical expected value  
13/2/2015 0,272  Theorical expected value  
16/2/2015 0,273  Theorical expected value  
17/2/2015 0,273  Theorical expected value  
18/2/2015 0,273  Theorical expected value  
19/2/2015 0,272  Theorical expected value  
20/2/2015 0,273  Theorical expected value  
23/2/2015 0,273  Theorical expected value  
24/2/2015 0,272  Theorical expected value  
25/2/2015 0,272  Theorical expected value  
26/2/2015 0,272  Theorical expected value  
27/2/2015 0,272  Theorical expected value  
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
560,21 €.
Compared one year ago, in February'14 (0,549%): 583,01 €
Expected monthly savings will be: 23 €.
 
Expected yearly savings will be:  274 
(-3,91%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 2/2/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,022 -0,017 0,003 0,024
3 mo. 6 mo. 9 mo. 12 mo.
0,055 0,134 0,202 0,271

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,022 -0,017 0,003 0,024
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,055 0,134 0,202 0,271

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 2/2/2015 at 14:06

Thursday, 29 January 2015

Euribor 29/1/2015 (12 months & other types)

Forecast of January average: 0,298 (Reliability: 95%)
Oficial value of day 29/1/15: 0,271 (-0,733%)

Comments: In this  day  decreases 2 thousands making a new minimum historical (the minimum historical was on 29/1/15: 0,271) and practically all the rest of the Euribor types with slightly changes compared previous day values, except the Euribor at 1 week day that repeats value: -0,014 (+22%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/01/2015 0,323 -0,002 -> Reduction compared prev.day:-0,615%
05/01/2015 0,321 -0,002 -> Reduction compared prev.day:-0,619%
06/01/2015 0,319 -0,002 -> Reduction compared prev.day:-0,623%
07/01/2015 0,319 =0,000 -> Reduction compared prev.day:=0,000%
08/01/2015 0,319 =0,000 -> Reduction compared prev.day:=0,000%
09/01/2015 0,318 -0,001 -> Reduction compared prev.day:-0,313%
12/01/2015 0,317 -0,001 -> Reduction compared prev.day:-0,314%
13/01/2015 0,318 +0,001 -> Reduction compared prev.day:+0,315%
14/01/2015 0,315 -0,003 -> Reduction compared prev.day:-0,943%
15/01/2015 0,313 -0,002 -> Reduction compared prev.day:-0,635%
16/01/2015 0,299 -0,014 -> Reduction compared prev.day:-4,473%
19/01/2015 0,289 -0,010 -> Reduction compared prev.day:-3,344%
20/01/2015 0,284 -0,005 -> Reduction compared prev.day:-1,730%
21/01/2015 0,283 -0,001 -> Reduction compared prev.day:-0,352%
22/01/2015 0,282 -0,001 -> Reduction compared prev.day:-0,353%
23/01/2015 0,275 -0,007 -> Reduction compared prev.day:-2,482%
26/01/2015 0,277 +0,002 -> Increase compared prev. day:+0,727%
27/01/2015 0,277 =0,000 -> Increase compared prev. day:=0,000%
28/01/2015 0,273 -0,004 -> Reduction compared prev.day:-1,444%
29/01/2015 0,271 -0,002 -> Difference compared previous day:-0,733%
30/01/2015 0,271  Theorical expected value   
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
563,29 €.
Compared one year ago, in January'14 (0,562%): 584,09 €
Expected monthly savings will be: 21 €.
 
Expected yearly savings will be:  250 
(-3,56%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/1/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,025 -0,018 0,001 0,023
3 mo. 6 mo. 9 mo. 12 mo.
0,052 0,132 0,203 0,271

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,036 -0,025 0,005 0,032
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,063 0,153 0,225 0,300

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/1/2015 at 14:06