Euribor 30/1/2015 & final value of January average

Final value of January average: 0,298

Oficial value of day 30/1/2015: 0,270 (-0,37%)

 

Comments: Today decreases one thousand and practically all of the Euribor types with lower or equal datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2015 0,323 -0,002 -> Reduction compared prev.day:-0,615%

05/01/2015 0,321 -0,002 -> Reduction compared prev.day:-0,619%

06/01/2015 0,319 -0,002 -> Reduction compared prev.day:-0,623%

07/01/2015 0,319 =0,000 -> Reduction compared prev.day:=0,000%

08/01/2015 0,319 =0,000 -> Reduction compared prev.day:=0,000%

09/01/2015 0,318 -0,001 -> Reduction compared prev.day:-0,313%

12/01/2015 0,317 -0,001 -> Reduction compared prev.day:-0,314%

13/01/2015 0,318 +0,001 -> Reduction compared prev.day:+0,315%

14/01/2015 0,315 -0,003 -> Reduction compared prev.day:-0,943%

15/01/2015 0,313 -0,002 -> Reduction compared prev.day:-0,635%

16/01/2015 0,299 -0,014 -> Reduction compared prev.day:-4,473%

19/01/2015 0,289 -0,010 -> Reduction compared prev.day:-3,344%

20/01/2015 0,284 -0,005 -> Reduction compared prev.day:-1,730%

21/01/2015 0,283 -0,001 -> Reduction compared prev.day:-0,352%

22/01/2015 0,282 -0,001 -> Reduction compared prev.day:-0,353%

23/01/2015 0,275 -0,007 -> Reduction compared prev.day:-2,482%

26/01/2015 0,277 +0,002 -> Increase compared prev. day:+0,727%

27/01/2015 0,277 =0,000 -> Increase compared prev. day:=0,000%

28/01/2015 0,273 -0,004 -> Reduction compared prev.day:-1,444%

29/01/2015 0,271 -0,002 -> Difference compared previous day:-0,733%

30/01/2015 0,270 -0,001 -> Difference compared previous day:-0,369%  

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 562,40€.
Compared one year ago, in January'14 (0,562%): 584,09 €
Expected monthly savings will be: 22 €. 
Expected yearly savings will be:  260 € (-3,71%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/1/2015:

1 we.	2 we.	1 mo.	2 mo.
-0,024	-0,016	0,001	0,023
3 mo.	6 mo.	9 mo.	12 mo.
0,054	0,132	0,202	0,270

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,035	-0,024	0,005	0,032
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,063	0,152	0,224	0,298

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/1/2015 at 13:55

Euribor 28/11/2014 & final value of November average

Final value of November average: 0,335

Oficial value of day 28/11/2014: 0,331 (=)

 

Comments: Today repeats value and practically all of the Euribor types with lower or equal datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%

04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%

05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%

06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%

07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%

10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%

13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%

17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%

18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%

20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

24/11/2014 0,332 -0,002 -> Reduction compared prev.day:-0,599%

25/11/2014 0,332 =0,000 -> Reduction compared prev.day:=0,000%

26/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

27/11/2014 0,331 -0,003 -> Reduction compared prev.day:-0,898%

28/11/2014 0,331 =0,000 -> Reduction compared prev.day:=0,000%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 565,41 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  168 € (-2,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/11/2014:

1 we.	2 we.	1 mo.	2 mo.
0,001	0,001	0,020	0,044
3 mo.	6 mo.	9 mo.	12 mo.
0,082	0,180	0,257	0,331

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av) -0,010 -0,004 0,010 0,044 3 m(av) 6 m(av) 9 m(av) 12m(a) 0,081 0,182 0,257 0,335

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/11/2014 at 13:55

Euribor 31/10/2014 & final value of October average

Final value of October average: 0,338

Oficial value of day 31/10/2014: 0,340 (=)

 

Comments: Today repeats value and practically all of the Euribor types with lower or equal datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%

02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%

03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%

06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%

07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%

08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%

09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%

10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%

13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%

14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%

15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%

16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%

17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%

20/10/2014 0,337 -0,003 -> Reduction compared prev.day:-0,882%

21/10/2014 0,339 +0,002 -> Increase compared previ. day:+0,593%

22/10/2014 0,341 +0,002 -> Increase compared previ. day:+0,590%

23/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%

24/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%

27/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%

28/10/2014 0,340 -0,001 -> Reduction compared prev.day:-0,293%

29/10/2014 0,340 =0,000 -> Reduction compared prev.day:=0,000%

30/10/2014 0,340 =0,000 -> Reduction compared prev.day:=0,000%

31/10/2014 0,340 =0,000 -> Reduction compared prev.day:=0,000%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 565,65 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €. 
Expected yearly savings will be:  200 € (-2,87%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/10/2014:

1 we.	2 we.	1 mo.	2 mo.
-0,011	-0,005	0,010	0,051
3 mo.	6 mo.	9 mo.	12 mo.
0,086	0,189	0,264	0,340

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,012	-0,007	0,008	0,045
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,083	0,184	0,256	0,338

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/10/2014 at 13:55

Euribor 30/9/2014 & final value of September average

Final value of September average: 0,362

Oficial value of day 30/9/2014: 0,338 (-0,295%)

 

Comments: Today decreases one thousand and has achieved a new hiscorical minimum and practically all of the Euribor types with lower or equal datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/09/2014 0,428 -0,006 -> Reduction compared prev.day:-1,382%

02/09/2014 0,420 -0,008 -> Reduction compared prev.day:-1,869%

03/09/2014 0,419 -0,001 -> Reduction compared prev.day:-0,238%

04/09/2014 0,418 -0,001 -> Reduction compared prev.day:-0,239%

05/09/2014 0,374 -0,044 -> Reduction compared prev.day:-10,526%

08/09/2014 0,366 -0,008 -> Reduction compared prev.day:-2,139%

09/09/2014 0,360 -0,006 -> Reduction compared prev.day:-1,639%

10/09/2014 0,357 -0,003 -> Reduction compared prev.day:-0,833%

11/09/2014 0,352 -0,005 -> Reduction compared prev.day:-1,401%

12/09/2014 0,349 -0,003 -> Reduction compared prev.day:-0,852%

15/09/2014 0,349 =0,000 -> Reduction compared prev.day:=0,000%

16/09/2014 0,346 -0,003 -> Reduction compared prev.day:-0,860%

17/09/2014 0,347 +0,001 -> Reduction compared prev.day:+0,289%

18/09/2014 0,347 =0,000 -> Reduction compared prev.day:=0,000%

19/09/2014 0,347 =0,000 -> Reduction compared prev.day:=0,000%

22/09/2014 0,345 -0,002 -> Reduction compared prev.day:-0,576%

23/09/2014 0,343 -0,002 -> Reduction compared prev.day:-0,580%

24/09/2014 0,344 +0,001 -> Increase compared prev. day:+0,292%

25/09/2014 0,342 -0,002 -> Reduction compared prev.day:-0,581%

26/09/2014 0,341 -0,001 -> Reduction compared prev.day:-0,292%

29/09/2014 0,339 -0,002 -> Reduction compared prev.day:-0,587%

30/09/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 567,61 €.
Compared one year ago, in September'13 (0,543%): 582,51 €
Expected monthly savings will be: 15 €. 
Expected yearly savings will be:  179 € (-2,56%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/9/2014:

1 we.	2 we.	1 mo.	2 mo.
-0,013	-0,013	0,007	0,043
3 mo.	6 mo.	9 mo.	12 mo.
0,083	0,183	0,251	0,338

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,008	-0,004	0,018	0,058
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,097	0,200	0,275	0,362

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/9/2014 at 13:55

Euribor 29/8/2014 & final value of August average

Final value of August average: 0,469

Oficial value of day 29/8/2014: 0,434 (-0,913%)

 

Comments: Today decreases 4 thousands and all of the Euribor types with lower  datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%

04/8/2014 0,488 -0,001 -> Reduction compared prev.day:-0,204%

05/8/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%

06/8/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%

07/8/2014 0,484 -0,003 -> Reduction compared prev.day:-0,616%

08/8/2014 0,482 -0,002 -> Reduction compared prev.day:-0,413%

11/8/2014 0,482 =0,000 -> Reduction compared prev.day:=0,000%

12/8/2014 0,479 -0,003 -> Reduction compared prev.day:-0,622%

13/8/2014 0,479 =0,000 -> Reduction compared prev.day:=0,000%

14/8/2014 0,478 -0,001 -> Reduction compared prev.day:-0,209%

15/8/2014 0,477 -0,001 -> Reduction compared prev.day:-0,209%

18/8/2014 0,474 -0,003 -> Reduction compared prev.day:-0,629%

19/8/2014 0,469 -0,005 -> Reduction compared prev.day:-1,055%

20/8/2014 0,466 -0,003 -> Reduction compared prev.day:-0,640%

21/8/2014 0,464 -0,002 -> Reduction compared prev.day:-0,429%

22/8/2014 0,463 -0,001 -> Reduction compared prev.day:-0,216%

25/8/2014 0,448 -0,015 -> Reduction compared prev.day:-3,240%

26/8/2014 0,443 -0,005 -> Reduction compared prev.day:-1,116%

27/8/2014 0,439 -0,004 -> Reduction compared prev.day.:-0,903%

28/8/2014 0,438 -0,001 -> Reduction compared prev.day:-0,228%

29/8/2014 0,434 -0,004 -> Reduction compared prev.day:-0,913%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 576,39 €.
Compared one year ago, in August'13 (0,542%): 582,43 €
Expected monthly savings will be: 6 €. 
Expected yearly savings will be:  72 € (-1,0%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/8/2014:

1 we.	2 we.	1 mo.	2 mo.
0,031	0,038	0,067	0,117
3 mo.	6 mo.	9 mo.	12 mo.
0,163	0,264	0,346	0,434

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,041	0,049	0,085	0,142
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,192	0,292	0,380	0,469

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/8/2014 at 13:55

Euribor 30/6/2014 & final value of June average

Final value of June average: 0,513

Oficial value of day 30/6/2014: 0,488 (=)

 

Comments: Today repeats value, and practically all of the Euribor types with similar  datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%

03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%

04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%

05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%

06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%

10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%

11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%

12/6/2014 0,511 -0,014 -> Reduction compared prev.day:-2,667%

13/6/2014 0,507 -0,004 -> Reduction compared prev.day.:-0,783%

16/6/2014 0,496 -0,011 -> Reduction compared prev.day:-2,170%

17/6/2014 0,491 -0,005 -> Reduction compared prev.day:-1,008%

18/6/2014 0,490 -0,001 -> Reduction compared prev.day:-0,204%

19/6/2014 0,489 -0,001 -> Reduction compared prev.day:-0,204%

20/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%

23/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%

24/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%

25/6/2014 0,487 -0,002 -> Reduction compared prev.day:-0,409%

26/6/2014 0,488 +0,001 -> Increase compared previ. day:+0,205%

27/6/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%

30/6/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 580,03 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,50 €. 
Expected yearly extra expenses will be:  6 € (+0,09%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/6/2014:

1 we.	2 we.	1 mo.	2 mo.
0,052	0,063	0,099	0,157
3 mo.	6 mo.	9 mo.	12 mo.
0,207	0,303	0,394	0,488

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,110	0,121	0,153	0,198
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,241	0,333	0,421	0,513

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/6/2014 at 13:55

Euribor 30/5/2014 & final value of May average

Final value of May average: 0,592

Oficial value of day 30/5/2014: 0,572 (=)

 

Comments: Today repeats value, and practically all of the Euribor types with similar  datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%

05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%

06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%

07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%

08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%

09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%

12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%

13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%

14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%

15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%

16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%

19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%

20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%

21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%

22/05/2014  0,583 =0,000 -> Reduction compared prev.day:=0,000%

23/05/2014  0,578 -0,005 -> Reduction compared prev.day:-0,858%

26/05/2014  0,576 -0,002 -> Reduction compared prev.day:-0,346%

27/05/2014  0,573 -0,003 -> Reduction compared prev.day:-0,521%

28/05/2014 0,574 +0,001 -> Increase compared previ. day:+0,175%

29/05/2014 0,572 -0,002 -> Reduction compared prev.day:-0,348%

30/05/2014 0,572 =0,000-> Reduction compared prev.day:=0,000%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 586,59 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 8,96 €. 
Expected yearly extra expenses will be:  106 € (+1,55%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/5/2014:

1 we.	2 we.	1 mo.	2 mo.
0,242	0,242	0,251	0,281
3 mo.	6 mo.	9 mo.	12 mo.
0,311	0,397	0,480	0,572

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,243	0,247	0,259	0,291
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,325	0,417	0,503	0,592

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/5/2014 at 13:55

Euribor 30/4/2014 & final value of April average

Final value of April average: 0,604

Oficial value of day 30/4/2014: 0,614 (-1,127%)

 

Comments: Today decreases 7 thousands, and practically all of the Euribor types are lower compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/4/2014 0,591 +0,001 -> Increase compared previ. day:+0,169%

02/4/2014 0,599 +0,008 -> Increase compared previ. day:+1,354%

03/4/2014 0,600 +0,001 -> Increase compared previ. day:+0,500%

04/4/2014 0,603 +0,003 -> Increase compared previ. day:+0,500%

07/4/2014 0,600 -0,003 -> Reduction compared prev.day:-0,498%

08/4/2014 0,599 -0,001 -> Reduction compared prev.day:-0,167%

09/4/2014 0,599 =0,000 -> Reduction compared prev.day:=0,000%

10/4/2014 0,599 =0,000 -> Reduction compared prev.day:=0,000%

11/4/2014 0,601 +0,002 -> Increase compared previ. day:+0,334%

14/4/2014 0,599 -0,002 -> Reduction compared prev.day:-0,333%

15/4/2014 0,598 -0,001 -> Reduction compared prev.day:-0,167%

16/4/2014 0,598 =0,000 -> Increase compared previ. day:=0,000%

17/4/2014 0,599 +0,001 -> Increase compared previ. day:+0,167%

22/4/2014 0,603 +0,004 -> Increase compared previ. day:+0,668%

23/4/2014 0,606 +0,003 -> Increase compared previ. day:+0,498%

24/4/2014 0,611 +0,005 -> Increase compared previ. day:+0,825%

25/4/2014 0,619 +0,008 -> Increase compared previ. day:+1,309%

28/4/2014 0,620 +0,001 -> Increase compared previ. day::+0,162%

29/4/2014 0,621 +0,001 -> Reduction compared prev.day:+0,161%

30/4/2014 0,614 -0,007 -> Reduction compared prev.day:-1,127%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 587,59 €.
Compared one year ago, in April'13 (0,528%): 581,27 €
Expected monthly extra expenses will be: 6,32 €. 
Expected yearly extra expenses will be:  76 € (+1,09%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/4/2014:

1 we.	2 we.	1 mo.	2 mo.
0,234	0,239	0,261	0,299
3 mo.	6 mo.	9 mo.	12 mo.
0,339	0,438	0,522	0,614

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,223	0,231	0,253	0,291
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,330	0,430	0,513	0,604

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/4/2014 at 13:55

Euribor 31/3/2014 & final value of March average

Final value of March average: 0,577

Oficial value of day 31/3/2014: 0,590 (+0,855%)

 

Comments: Today increases 5 thousands, and practically all of the Euribor types are higher compared Friday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/03/2014 0,554 +0,005 -> Reduction compared prev.day:+0,911%

04/03/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%

05/03/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%

06/03/2014 0,551 =0,000 -> Reduction compared prev.day:=0,000%

07/03/2014 0,567 +0,016 -> Increase compared prev. day:+2,904%

10/03/2014 0,578 +0,011 -> Increase compared prev. day:+1,940%

11/03/2014 0,575 -0,003 -> Reduction compared prev.day:-0,519%

12/03/2014 0,574 -0,001 -> Reduction compared prev.day:-0,174%

13/03/2014 0,573 -0,001 -> Reduction compared prev.day:-0,174%

14/03/2014 0,570 -0,003 -> Reduction compared prev.day:-0,524%

17/03/2014 0,576 +0,006 -> Increase compared prev. day:+1,053%

18/03/2014 0,582 +0,006 -> Increase compared prev. day:+1,042%

19/03/2014 0,585 +0,003 -> Increase compared prev. day:+0,515%

20/03/2014 0,591 +0,006 -> Increase compared prev. day:+1,026%

21/03/2014 0,593 +0,002 -> Increase compared prev. day:+0,338%

24/03/2014 0,600 +0,007 -> Increase compared prev. day:+1,180%

25/03/2014 0,598 -0,002 -> Reduction compared prev.day:-0,333%

26/03/2014 0,591 -0,007 -> Reduction compared prev.day:-1,171%

27/03/2014 0,587 -0,004 -> Reduction compared prev.day:-0,677%

28/03/2014 0,585  -0,002 -> Reduction compared prev.day:-0,341%

31/03/2014 0,590 +0,005 ->Increase compared prev. day:+0,855% 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 585,34 €.
Compared one year ago, in March'13 (0,545%): 582,68 €
Expected monthly extra expenses will be: 2,66 €. 
Expected yearly extra expenses will be:  32 € (+0,46%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/3/2014:

1 we.	2 we.	1 mo.	2 mo.
0,199	0,209	0,237	0,278
3 mo.	6 mo.	9 mo.	12 mo.
0,313	0,418	0,501	0,590

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,195	0,206	0,232	0,268
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,305	0,407	0,493	0,577

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/3/2014 at 13:55

Euribor 28/2/2014 & final value of February average

Final value of February average: 0,549

Oficial value of day 28/2/2014: 0,549 (=)

 

Comments: Today repeats value, and practically all of the Euribor types are lower compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/2/2014 0,549 -0,010 -> Reduction compared prev.day:-1,789%

03/2/2014 0,549 -0,010 -> Reduction compared prev.day:-1,789%
04/2/2014 0,548 -0,001 -> Reduction compared prev.day:-0,182%
05/2/2014 0,548 =0,000 -> Reduction compared prev.day:=0,000%
06/2/2014 0,547 -0,001 -> Reduction compared prev.day:-0,182%
07/2/2014 0,552 +0,005 -> Increase compared previ. day:+0,914%
10/2/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%
11/2/2014 0,554 +0,003 -> Increase compared previ. day:+0,544%
12/2/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%
13/2/2014 0,547 -0,005 -> Reduction compared prev.day:-0,906%
14/2/2014 0,548 +0,001 -> Increase compared previ. day:+0,183%
17/2/2014 0,547 -0,001 -> Reduction compared prev.day:-0,182%
18/2/2014 0,547 =0,000 -> Reduction compared prev.day:=0,000%
19/2/2014 0,547 =0,000 -> Reduction compared prev.day:=0,000%

20/2/2014 0,545 -0,002 -> Reduction compared prev.day:-0,366%

21/2/2014 0,547 +0,002 -> Increase compared previ. day:+0,367%

24/2/2014 0,549 +0,002 -> Increase compared previ. day:+0,366%

25/2/2014 0,553 +0,004 -> Increase compared previ. day:+0,729%

26/2/2014 0,551 -0,002 -> Reduction compared prev.day:-0,362%

27/2/2014 0,549 -0,002 -> Reduction compared prev.day:-0,363%

28/2/2014 0,549 =0,000 -> Reduction compared prev.day:=0,000%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 583,01 €.
Compared one year ago, in February'13 (0,594%): 585,17 €
Expected monthly savings will be: 3,74 €. 
Expected yearly savings will be:  45 € (-0,64%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/2/2014:

1 we.	2 we.	1 mo.	2 mo.
0,184	0,194	0,218	0,250
3 mo.	6 mo.	9 mo.	12 mo.
0,286	0,384	0,467	0,549

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,190	0,200	0,224	0,252
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,288	0,387	0,469	0,549

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/2/2014 at 13:55