Wednesday, 4 March 2009

Euribor 4/3/2009 (at 12 months)

Forecast of march average: 1,901 (Reliability: 14%)
Oficial value of day 4/3/09: 1,993

Comments: This forecast has been done taking into account an hypothetic reduction rates of 50 basic points, leaving the official interest rate at 1,5O. If at the end the ECB won't reduce the interest rate, obviously the forecast will be different.

(Date format: dd/m/yyyy)
<__date__interest>
02/3/2009 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03/3/2009 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04/3/2009 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05/3/2009 1,992 ECB hypothetic reduction rates:-0,50
06/3/2009 1,980 Theorical expected value
09/3/2009 1,968 Theorical expected value
10/3/2009 1,956 Theorical expected value
11/3/2009 1,944 Theorical expected value
12/3/2009 1,932 Theorical expected value
13/3/2009 1,920 Theorical expected value
16/3/2009 1,908 Theorical expected value
17/3/2009 1,896 Theorical expected value
18/3/2009 1,884 Theorical expected value
19/3/2009 1,872 Theorical expected value
20/3/2009 1,860 Theorical expected value
23/3/2009 1,848 Theorical expected value
24/3/2009 1,836 Theorical expected value
25/3/2009 1,824 Theorical expected value
26/3/2009 1,812 Theorical expected value
27/3/2009 1,800 Theorical expected value
30/3/2009 1,788 Theorical expected value
31/3/2009 1,776 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 701,99€
Compared one year ago:
Expected monthly savings will be.: 274 €
Expected Yearly savings will be.: 3290 € (-28,09%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 4/03/2009 at 11:30

Tuesday, 3 March 2009

Euribor 3/3/2009 (at 12 months)

Forecast of march average: 1,912 (Reliability: 9%)
Oficial value of day 3/3/09: 2,006

Comments: This forecast has been done taking into account an hypothetic reduction rates of 50 basic points, leaving the official interest rate at 1,5O. If at the end the ECB won't reduce the interest rate, obviously the forecast will be different.

(Date format: dd/m/yyyy)
<__date__interest>
02/3/2009 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03/3/2009 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04/3/2009 2,005 Theorical expected value
05/3/2009 2,004 ECB hypothetic reduction rates:-0,50
06/3/2009 1,992 Theorical expected value
09/3/2009 1,980 Theorical expected value
10/3/2009 1,968 Theorical expected value
11/3/2009 1,956 Theorical expected value
12/3/2009 1,944 Theorical expected value
13/3/2009 1,932 Theorical expected value
16/3/2009 1,920 Theorical expected value
17/3/2009 1,908 Theorical expected value
18/3/2009 1,896 Theorical expected value
19/3/2009 1,884 Theorical expected value
20/3/2009 1,872 Theorical expected value
23/3/2009 1,860 Theorical expected value
24/3/2009 1,848 Theorical expected value
25/3/2009 1,836 Theorical expected value
26/3/2009 1,824 Theorical expected value
27/3/2009 1,812 Theorical expected value
30/3/2009 1,800 Theorical expected value
31/3/2009 1,788 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 703,01€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3278 € (-27,99%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 3/03/2009 at 11:30

Monday, 2 March 2009

Euribor 2/3/2009 (at 12 months)

Forecast of march average: 1,914 (Reliability: 5%)
Oficial value of day 2/3/09: 2,025

Comments: This forecast has been done taking into account an hypothetic reduction rates of 50 basic points, leaving the official interest rate at 1,5O. If at the end the ECB won't reduce the interest rate, obviously the forecast will be different.

(Date format: dd/m/yyyy)
<__date__interest>
02/3/2009 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03/3/2009 2,024 Theorical expected value
04/3/2009 2,024 Theorical expected value
05/3/2009 2,023 ECB hypothetic reduction rates:-0,50
06/3/2009 2,009 Theorical expected value
09/3/2009 1,995 Theorical expected value
10/3/2009 1,981 Theorical expected value
11/3/2009 1,967 Theorical expected value
12/3/2009 1,953 Theorical expected value
13/3/2009 1,939 Theorical expected value
16/3/2009 1,925 Theorical expected value
17/3/2009 1,911 Theorical expected value
18/3/2009 1,897 Theorical expected value
19/3/2009 1,883 Theorical expected value
20/3/2009 1,869 Theorical expected value
23/3/2009 1,855 Theorical expected value
24/3/2009 1,841 Theorical expected value
25/3/2009 1,827 Theorical expected value
26/3/2009 1,813 Theorical expected value
27/3/2009 1,799 Theorical expected value
30/3/2009 1,785 Theorical expected value
31/3/2009 1,771 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 703,2€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3276 € (-27,97%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 2/3/2009 at 11:30