Friday 30 December 2011

Euribor 30/12/2011 & final value of December average

Final value of December average: 2,004
Oficial value of day 30/12/2011: 1,947 (-0,409%)
 
Comments: Today reduces 8 thousandths more, and the rest of Euribor types are lower compared yesterday, and the Euribor at 1 week today decreases 27 thousandths (a -3.83%), continuing being similar values than had on 17-January-11. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
1/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 2,008 =0,000 -> Reduction compared prev.day:=0,000%
14/12/2011 2,005 -0,003 -> Reduction compared prev.day:-0,149%
15/12/2011 2,001 -0,004 -> Reduction compared prev.day:-0,200%
16/12/2011 2,001 =0,000 -> Reduction compared prev.day:=0,000%
19/12/2011 2,002 +0,001 -> Increase compared prev. day:+0,050%
20/12/2011 2,000 -0,002 -> Reduction compared prev.day:-0,100%
21/12/2011 1,997 -0,003 -> Reduction compared prev.day:-0,150%
22/12/2011 1,995 -0,002 -> Reduction compared prev.day:-0,100%
23/12/2011 1,988 -0,007 -> Reduction compared prev.day:-0,351%
27/12/2011 1,976 -0,012 -> Reduction compared prev.day:-0,604%
28/12/2011 1,967 -0,009 -> Reduction compared prev.day:-0,455%
29/12/2011 1,955 -0,012 -> Reduction compared prev.day:-0,610%
30/12/2011 1,947 -0,008 -> Reduction compared prev.day:-0,409%
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
711,59 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 46,72 €.
 
Expected yearly extra expenses will be:  561
(+7,03%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/12/2011:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,677 0,764 0,864 1,024 1,178 1,356 1,435
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,518 1,617 1,675 1,737 1,791 1,844 1,895
12 mo.





1,947






      
Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,815 0,920 1,014 1,143 1,258 1,426 1,500
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,578 1,671 1,726 1,788 1,842 1,897 1,949
12m(a)





2,004






        
 Monthly evolution (12 months type):



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/12/2011 at 13:50

Thursday 29 December 2011

Euribor 29/12/2011 (12 months & other types)

Forecast of December average: 2,004 (Reliability: 95%)
Oficial value of day 29/12/11: 1,955 (-0,610%)
 
Comments: Today reduces 12 thousandths more, and the rest of Euribor types are lower compared yesterday, and the Euribor at 1 week today decreases 13 hundredths (a -15.78%), has went back till  19-january-11 when had similar values than today.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 2,008 =0,000 -> Reduction compared prev.day:=0,000%
14/12/2011 2,005 -0,003 -> Reduction compared prev.day:-0,149%
15/12/2011 2,001 -0,004 -> Reduction compared prev.day:-0,200%
16/12/2011 2,001 =0,000 -> Reduction compared prev.day:=0,000%
19/12/2011 2,002 +0,001 -> Increase compared prev. day:+0,050%
20/12/2011 2,000 -0,002 -> Reduction compared prev.day:-0,100%
21/12/2011 1,997 -0,003 -> Reduction compared prev.day:-0,150%
22/12/2011 1,995 -0,002 -> Reduction compared prev.day:-0,100%
23/12/2011 1,988 -0,007 -> Reduction compared prev.day:-0,351%
27/12/2011 1,976 -0,012 -> Reduction compared prev.day:-0,604%
28/12/2011 1,967 -0,009 -> Reduction compared prev.day:-0,455%
29/12/2011 1,955 -0,012 -> Reduction compared prev.day:-0,610%
30/12/2011 1,949  Theorical expected value 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
711,69 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 46,82 €.
 
Expected yearly extra expenses will be:  562
(+7,04%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/12/2011:


      
 
Real average of Euribor of the current month from 1 week to 12 months:


        
 Monthly evolution (12 months type):



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/12/2011 at 13:50



Wednesday 28 December 2011

Euribor 28/12/2011 (12 months & other types)

Forecast of December average: 2,005 (Reliability: 90%)
Oficial value of day 28/12/11: 1,967 (-0,455%)
 
Comments: Today reduces 9 thousandths more, and the rest of Euribor types are lower compared yesterday, and the Euribor at 1 week today decreases 10 thousandths (a -1.18%), continuing being similar values than had on 07-march-11.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 2,008 =0,000 -> Reduction compared prev.day:=0,000%
14/12/2011 2,005 -0,003 -> Reduction compared prev.day:-0,149%
15/12/2011 2,001 -0,004 -> Reduction compared prev.day:-0,200%
16/12/2011 2,001 =0,000 -> Reduction compared prev.day:=0,000%
19/12/2011 2,002 +0,001 -> Increase compared prev. day:+0,050%
20/12/2011 2,000 -0,002 -> Reduction compared prev.day:-0,100%
21/12/2011 1,997 -0,003 -> Reduction compared prev.day:-0,150%
22/12/2011 1,995 -0,002 -> Reduction compared prev.day:-0,100%
23/12/2011 1,988 -0,007 -> Reduction compared prev.day:-0,351%
27/12/2011 1,976 -0,012 -> Reduction compared prev.day:-0,604%
28/12/2011 1,967 -0,009 -> Reduction compared prev.day:-0,455%
29/12/2011 1,963  Theorical expected value
30/12/2011 1,961  Theorical expected value
 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
711,69 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 46,82 €.
 
Expected yearly extra expenses will be:  562
(+7,04%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/12/2011:


      
 
Real average of Euribor of the current month from 1 week to 12 months:


        
 Monthly evolution (12 months):



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/12/2011 at 13:50