Euribor 26/2/2010 & final value of February average

Final value of February average: 1,225
Oficial value of day 26/2/2010: 1,215 (new historical minimum)

 

Comments: The february average it's the historical minimum and the oficial value of today it's also the minimum.Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

__Date___Interest rate_
01/02/2010 1,226 +0,001 -> Increase compared preve. day:+0,082%
02/02/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
03/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
04/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
05/02/2010 1,222 -0,006 -> Reduction compared prev. day:-0,489%
08/02/2010 1,222 =0,000 -> Reduction compared prev. day:=0,000%
09/02/2010 1,227 +0,005 -> Increase compared preve. day:+0,409%
10/02/2010 1,227 =0,000 ->  Increase compared preve. day:=0,000%
11/02/2010 1,229 +0,002 ->  Increase compared preve. day:+0,163%
12/02/2010 1,228 -0,001 -> Reduction compared prev. day:-0,081%
15/02/2010 1,224 -0,004 -> Reduction compared prev. day:-0,326%
16/02/2010 1,224 =0,000 -> Reduction compared prev. day:=0,000%
17/02/2010 1,225 +0,001 -> Increase compared preve. day:+0,082%
18/02/2010 1,224 -0,001 ->  Reduction compared prev. day:-0,082%
19/02/2010 1,227 +0,003 -> Increase compared preve. day:+0,245%
22/02/2010 1,228 +0,001 -> Increase compared preve. day:+0,081%
23/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
24/02/2010 1,226 -0,002 -> Reduction compared prev. day:-0,163%
25/02/2010 1,218 -0,008 -> Reduction compared prev. day:-0,653%
26/02/2010 1,215 -0,003 -> Reduction compared prev. day:-0,246%                       

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,84€
Compared one year ago, in Feb'09 (2,135%): 723,92 €
Expected monthly savings will be.: 83 €
Expected Yearly savings will be.: 997 € (-11,48%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/2/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,341	0,361	0,375	0,416	0,516	0,656	0,756
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,847	0,958	0,995	1,043	1,092	1,129	1,167
12 mo.
1,215

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,345	0,362	0,378	0,421	0,522	0,662	0,762
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,851	0,965	1,002	1,049	1,098	1,136	1,177
12 m(av)
1,225

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/2/2010 at 13:05

 

Euribor 25/2/2010 (12 months & other types)

Forecast of February average: 1,225 (Reliability: 95%)
Oficial value of day 25/02/10: 1,218

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2010 1,226 +0,001 -> Increase compared preve. day:+0,082%
02/02/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
03/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
04/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
05/02/2010 1,222 -0,006 -> Reduction compared prev. day:-0,489%
08/02/2010 1,222 =0,000 -> Reduction compared prev. day:=0,000%
09/02/2010 1,227 +0,005 -> Increase compared preve. day:+0,409%
10/02/2010 1,227 =0,000 ->  Increase compared preve. day:=0,000%
11/02/2010 1,229 +0,002 ->  Increase compared preve. day:+0,163%
12/02/2010 1,228 -0,001 -> Reduction compared prev. day:-0,081%
15/02/2010 1,224 -0,004 -> Reduction compared prev. day:-0,326%
16/02/2010 1,224 =0,000 -> Reduction compared prev. day:=0,000%
17/02/2010 1,225 +0,001 -> Increase compared preve. day:+0,082%
18/02/2010 1,224 -0,001 ->  Reduction compared prev. day:-0,082%
19/02/2010 1,227 +0,003 -> Increase compared preve. day:+0,245%
22/02/2010 1,228 +0,001 -> Increase compared preve. day:+0,081%
23/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
24/02/2010 1,226 -0,002 -> Reduction compared prev. day:-0,163%
25/02/2010 1,218 -0,008 -> Reduction compared prev. day:-0,653%
26/02/2010 1,219   Theorical expected value                            

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,84€
Compared one year ago, in Feb'09 (2,135%): 723,92 €
Expected monthly savings will be.: 83 €
Expected Yearly savings will be.: 997 € (-11,48%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 25/2/2010:

 

1 se.	2 se.	3 se.	1 mes	2 mes.	3 mes	4 mes
0,343	0,361	0,376	0,418	0,519	0,658	0,758
5 mes	6 mes	7 mes	8 mes	9 mes	10 m.	11 m.
0,847	0,959	0,997	1,043	1,092	1,130	1,169
12 m.
1,218

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,345	0,362	0,378	0,422	0,522	0,662	0,762
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,851	0,965	1,002	1,049	1,099	1,136	1,177
12 m(av)
1,226

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 25/2/2010 at 13:05

 

Euribor 24/2/2010 (12 months & other types)

Forecast of February average: 1,226 (Reliability: 90%)
Oficial value of day 24/02/10: 1,226

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2010 1,226 +0,001 -> Increase compared preve. day:+0,082%
02/02/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
03/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
04/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
05/02/2010 1,222 -0,006 -> Reduction compared prev. day:-0,489%
08/02/2010 1,222 =0,000 -> Reduction compared prev. day:=0,000%
09/02/2010 1,227 +0,005 -> Increase compared preve. day:+0,409%
10/02/2010 1,227 =0,000 ->  Increase compared preve. day:=0,000%
11/02/2010 1,229 +0,002 ->  Increase compared preve. day:+0,163%
12/02/2010 1,228 -0,001 -> Reduction compared prev. day:-0,081%
15/02/2010 1,224 -0,004 -> Reduction compared prev. day:-0,326%
16/02/2010 1,224 =0,000 -> Reduction compared prev. day:=0,000%
17/02/2010 1,225 +0,001 -> Increase compared preve. day:+0,082%
18/02/2010 1,224 -0,001 ->  Reduction compared prev. day:-0,082%
19/02/2010 1,227 +0,003 -> Increase compared preve. day:+0,245%
22/02/2010 1,228 +0,001 -> Increase compared preve. day:+0,081%
23/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
24/02/2010 1,226 -0,002 -> Reduction compared prev. day:-0,163%
25/02/2010 1,227  Theorical expected value  
26/02/2010 1,226  Theorical expected value                                

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,92€
Compared one year ago, in Feb'09 (2,135%): 723,92 €
Expected monthly savings will be.: 83 €
Expected Yearly savings will be.: 996 € (-11,46%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 24/2/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,344	0,361	0,376	0,418	0,520	0,659	0,760
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,851	0,963	1,001	1,048	1,098	1,136	1,176
12 mo.
1,226

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,345	0,362	0,378	0,422	0,522	0,662	0,762
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,851	0,965	1,002	1,050	1,099	1,136	1,178
12 m(av)
1,226

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/2/2010 at 13:05

 

Euribor 23/2/2010 (12 months & other types)

Forecast of February average: 1,225 (Reliability: 85%)
Oficial value of day 23/02/10: 1,228

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2010 1,226 +0,001 -> Increase compared preve. day:+0,082%
02/02/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
03/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
04/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
05/02/2010 1,222 -0,006 -> Reduction compared prev. day:-0,489%
08/02/2010 1,222 =0,000 -> Reduction compared prev. day:=0,000%
09/02/2010 1,227 +0,005 -> Increase compared preve. day:+0,409%
10/02/2010 1,227 =0,000 ->  Increase compared preve. day:=0,000%
11/02/2010 1,229 +0,002 ->  Increase compared preve. day:+0,163%
12/02/2010 1,228 -0,001 -> Reduction compared prev. day:-0,081%
15/02/2010 1,224 -0,004 -> Reduction compared prev. day:-0,326%
16/02/2010 1,224 =0,000 -> Reduction compared prev. day:=0,000%
17/02/2010 1,225 +0,001 -> Increase compared preve. day:+0,082%
18/02/2010 1,224 -0,001 ->  Reduction compared prev. day:-0,082%
19/02/2010 1,227 +0,003 -> Increase compared preve. day:+0,245%
22/02/2010 1,228 +0,001 -> Increase compared preve. day:+0,081%
23/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
24/02/2010 1,227  Theorical expected value   
25/02/2010 1,228  Theorical expected value   
26/02/2010 1,229  Theorical expected value                                 

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,75€
Compared one year ago, in Feb'09 (2,135%): 723,92 €
Expected monthly savings will be.: 83 €
Expected Yearly savings will be.: 998 € (-11,49%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 23/2/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,344	0,362	0,377	0,419	0,521	0,661	0,762
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,852	0,964	1,002	1,050	1,100	1,137	1,178
12 mo.
1,228

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,345	0,362	0,378	0,422	0,523	0,662	0,762
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,851	0,965	1,003	1,050	1,099	1,136	1,178
12 m(av)
1,226

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/2/2010 at 13:05

 

Euribor 22/2/2010 (12 months & other types)

Forecast of February average: 1,225 (Reliability: 80%)
Oficial value of day 22/02/10: 1,228

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2010 1,226 +0,001 -> Increase compared preve. day:+0,082%
02/02/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
03/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
04/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
05/02/2010 1,222 -0,006 -> Reduction compared prev. day:-0,489%
08/02/2010 1,222 =0,000 -> Reduction compared prev. day:=0,000%
09/02/2010 1,227 +0,005 -> Increase compared preve. day:+0,409%
10/02/2010 1,227 =0,000 ->  Increase compared preve. day:=0,000%
11/02/2010 1,229 +0,002 ->  Increase compared preve. day:+0,163%
12/02/2010 1,228 -0,001 -> Reduction compared prev. day:-0,081%
15/02/2010 1,224 -0,004 -> Reduction compared prev. day:-0,326%
16/02/2010 1,224 =0,000 -> Reduction compared prev. day:=0,000%
17/02/2010 1,225 +0,001 -> Increase compared preve. day:+0,082%
18/02/2010 1,224 -0,001 ->  Reduction compared prev. day:-0,082%
19/02/2010 1,227 +0,003 -> Increase compared preve. day:+0,245%
22/02/2010 1,228 +0,001 -> Increase compared preve. day:+0,081%
23/02/2010 1,227  Theorical expected value    
24/02/2010 1,226  Theorical expected value    
25/02/2010 1,227  Theorical expected value    
26/02/2010 1,228  Theorical expected value                                

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,75€
Compared one year ago, in Feb'09 (2,135%): 723,92 €
Expected monthly savings will be.: 83 €
Expected Yearly savings will be.: 998 € (-11,49%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 22/2/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,344	0,363	0,377	0,420	0,521	0,661	0,763
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,853	0,965	1,003	1,051	1,100	1,136	1,177
12 mo.
1,228

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,345	0,362	0,378	0,422	0,523	0,663	0,762
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,851	0,965	1,003	1,050	1,099	1,136	1,178
12 m(av)
1,226

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 22/2/2010 at 13:05