Friday 29 January 2010

Euribor 29/1/2010 & final value of January average

Final value of January average: 1,232
Oficial value of day 29/1/2010: 1,225
 
Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,249 -0,002 -> Reduction compared prev. day:-0,160%
06/01/2010 1,246 -0,003 -> Reduction compared prev. day:-0,240%
07/01/2010 1,243 -0,003 -> Reduction compared prev. day:-0,241%
08/01/2010 1,242 -0,001 -> Reduction compared prev. day:-0,080%
11/01/2010 1,239 -0,003 -> Reduction compared prev. day:-0,242%
12/01/2010 1,236 -0,003 -> Reduction compared prev. day:-0,242%
13/01/2010 1,236 =0,000 -> Reduction compared prev. day:=0,000%
14/01/2010 1,235 -0,001 -> Reduction compared prev. day:-0,081%
15/01/2010 1,228 -0,007 -> Reduction compared prev. day:-0,567%
18/01/2010 1,225 -0,003 -> Reduction compared prev. day:-0,244%
19/01/2010 1,227 +0,002 ->  Increase compared preve. day:+0,163%
20/01/2010 1,226 -0,001 -> Reduction compared prev. day:-0,081%
21/01/2010 1,225 -0,001 -> Reduction compared prev. day:-0,082%
22/01/2010 1,222 -0,003 -> Reduction compared prev. day:-0,245%
25/01/2010 1,222 =0,000 -> Increase compared preve. day:=0,000%
26/01/2010 1,220 -0,002 -> Reduction compared prev. day:-0,164%
27/01/2010 1,220 =0,000 -> Increase compared preve. day:=0,000%
28/01/2010 1,226 +0,006 -> Increase compared preve. day:+0,492%
29/01/2010 1,225 -0,001 -> Reduction compared prev. day:-0,082%
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
641,45€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 129 €
Expected Yearly savings will be.: 1552 € (-16,78%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/1/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,344 0,361 0,380 0,426 0,526 0,665 0,763
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,850 0,966 1,004 1,049 1,098 1,137 1,179
12 mo.
1,225
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,355 0,372 0,392 0,437 0,537 0,680 0,775
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,864 0,977 1,016 1,060 1,107 1,148 1,190
12 m(av)
1,232
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
 
Published date: 29/1/2010 at 13:05
 

Thursday 28 January 2010

Euribor 28/1/2010 (12 months & other types)

Forecast of January average: 1,232 (Reliability: 95%)
Oficial value of day 28/01/10: 1,226
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,249 -0,002 -> Reduction compared prev. day:-0,160%
06/01/2010 1,246 -0,003 -> Reduction compared prev. day:-0,240%
07/01/2010 1,243 -0,003 -> Reduction compared prev. day:-0,241%
08/01/2010 1,242 -0,001 -> Reduction compared prev. day:-0,080%
11/01/2010 1,239 -0,003 -> Reduction compared prev. day:-0,242%
12/01/2010 1,236 -0,003 -> Reduction compared prev. day:-0,242%
13/01/2010 1,236 =0,000 -> Reduction compared prev. day:=0,000%
14/01/2010 1,235 -0,001 -> Reduction compared prev. day:-0,081%
15/01/2010 1,228 -0,007 -> Reduction compared prev. day:-0,567%
18/01/2010 1,225 -0,003 -> Reduction compared prev. day:-0,244%
19/01/2010 1,227 +0,002 ->  Increase compared preve. day:+0,163%
20/01/2010 1,226 -0,001 -> Reduction compared prev. day:-0,081%
21/01/2010 1,225 -0,001 -> Reduction compared prev. day:-0,082%
22/01/2010 1,222 -0,003 -> Reduction compared prev. day:-0,245%
25/01/2010 1,222 =0,000 -> Increase compared preve. day:=0,000%
26/01/2010 1,220 -0,002 -> Reduction compared prev. day:-0,164%
27/01/2010 1,220 =0,000 -> Increase compared preve. day:=0,000%
28/01/2010 1,226 +0,006 -> Increase compared preve. day:+0,492%
29/01/2010 1,227  Proyección cálculo
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
641,45€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 129 €
Expected Yearly savings will be.: 1552 € (-16,78%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/1/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,344 0,361 0,380 0,426 0,526 0,665 0,763
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,849 0,966 1,004 1,048 1,096 1,136 1,180
12 mo.
1,226
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,356 0,373 0,392 0,438 0,538 0,681 0,776
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,864 0,978 1,016 1,060 1,108 1,148 1,190
12 m(av)
1,233
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
 
Published date: 28/1/2010 at 13:05
 

Wednesday 27 January 2010

Euribor 27/1/2010 (12 months & other types)

Forecast of January average: 1,232 (Reliability: 90%)
Oficial value of day 27/01/10: 1,220
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,249 -0,002 -> Reduction compared prev. day:-0,160%
06/01/2010 1,246 -0,003 -> Reduction compared prev. day:-0,240%
07/01/2010 1,243 -0,003 -> Reduction compared prev. day:-0,241%
08/01/2010 1,242 -0,001 -> Reduction compared prev. day:-0,080%
11/01/2010 1,239 -0,003 -> Reduction compared prev. day:-0,242%
12/01/2010 1,236 -0,003 -> Reduction compared prev. day:-0,242%
13/01/2010 1,236 =0,000 -> Reduction compared prev. day:=0,000%
14/01/2010 1,235 -0,001 -> Reduction compared prev. day:-0,081%
15/01/2010 1,228 -0,007 -> Reduction compared prev. day:-0,567%
18/01/2010 1,225 -0,003 -> Reduction compared prev. day:-0,244%
19/01/2010 1,227 +0,002 ->  Increase compared preve. day:+0,163%
20/01/2010 1,226 -0,001 -> Reduction compared prev. day:-0,081%
21/01/2010 1,225 -0,001 -> Reduction compared prev. day:-0,082%
22/01/2010 1,222 -0,003 -> Reduction compared prev. day:-0,245%
25/01/2010 1,222 =0,000 -> Increase compared preve. day:=0,000%
26/01/2010 1,220 -0,002 -> Reduction compared prev. day:-0,164%
27/01/2010 1,220 =0,000 -> Increase compared preve. day:=0,000%
28/01/2010 1,221  Theorical expected value   
29/01/2010 1,222  Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
641,45€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 129 €
Expected Yearly savings will be.: 1552 € (-16,78%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/1/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,345 0,361 0,380 0,425 0,525 0,665 0,762
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,848 0,964 1,001 1,045 1,094 1,134 1,176
12 mo.
1,220
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,356 0,374 0,393 0,438 0,539 0,681 0,777
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,865 0,979 1,017 1,061 1,108 1,149 1,191
12 m(av)
1,233
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
 
Published date: 27/1/2010 at 13:05
 

Tuesday 26 January 2010

Euribor 26/1/2010 (12 months & other types)

Forecast of January average: 1,232 (Reliability: 85%)
Oficial value of day 26/01/10: 1,220
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,249 -0,002 -> Reduction compared prev. day:-0,160%
06/01/2010 1,246 -0,003 -> Reduction compared prev. day:-0,240%
07/01/2010 1,243 -0,003 -> Reduction compared prev. day:-0,241%
08/01/2010 1,242 -0,001 -> Reduction compared prev. day:-0,080%
11/01/2010 1,239 -0,003 -> Reduction compared prev. day:-0,242%
12/01/2010 1,236 -0,003 -> Reduction compared prev. day:-0,242%
13/01/2010 1,236 =0,000 -> Reduction compared prev. day:=0,000%
14/01/2010 1,235 -0,001 -> Reduction compared prev. day:-0,081%
15/01/2010 1,228 -0,007 -> Reduction compared prev. day:-0,567%
18/01/2010 1,225 -0,003 -> Reduction compared prev. day:-0,244%
19/01/2010 1,227 +0,002 ->  Increase compared preve. day:+0,163%
20/01/2010 1,226 -0,001 -> Reduction compared prev. day:-0,081%
21/01/2010 1,225 -0,001 -> Reduction compared prev. day:-0,082%
22/01/2010 1,222 -0,003 -> Reduction compared prev. day:-0,245%
25/01/2010 1,222 =0,000 -> Increase compared preve. day:=0,000%
26/01/2010 1,220 -0,002 -> Reduction compared prev. day:-0,164%
27/01/2010 1,219  Theorical expected value   
28/01/2010 1,220  Theorical expected value   
29/01/2010 1,221  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
641,45€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 129 €
Expected Yearly savings will be.: 1552 € (-16,78%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 26/1/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,346 0,362 0,381 0,426 0,526 0,667 0,761
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,849 0,964 1,001 1,046 1,093 1,134 1,177
12 mo.
1,220
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,357 0,374 0,394 0,439 0,539 0,682 0,778
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,866 0,979 1,018 1,062 1,109 1,150 1,192
12 m(av)
1,234
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
 
Published date: 26/1/2010 at 13:05
 

Monday 25 January 2010

Euribor 25/1/2010 (12 months & other types)

Forecast of January average: 1,232 (Reliability: 80%)
Oficial value of day 25/01/10: 1,222
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,249 -0,002 -> Reduction compared prev. day:-0,160%
06/01/2010 1,246 -0,003 -> Reduction compared prev. day:-0,240%
07/01/2010 1,243 -0,003 -> Reduction compared prev. day:-0,241%
08/01/2010 1,242 -0,001 -> Reduction compared prev. day:-0,080%
11/01/2010 1,239 -0,003 -> Reduction compared prev. day:-0,242%
12/01/2010 1,236 -0,003 -> Reduction compared prev. day:-0,242%
13/01/2010 1,236 =0,000 -> Reduction compared prev. day:=0,000%
14/01/2010 1,235 -0,001 -> Reduction compared prev. day:-0,081%
15/01/2010 1,228 -0,007 -> Reduction compared prev. day:-0,567%
18/01/2010 1,225 -0,003 -> Reduction compared prev. day:-0,244%
19/01/2010 1,227 +0,002 ->  Increase compared preve. day:+0,163%
20/01/2010 1,226 -0,001 -> Reduction compared prev. day:-0,081%
21/01/2010 1,225 -0,001 -> Reduction compared prev. day:-0,082%
22/01/2010 1,222 -0,003 -> Reduction compared prev. day:-0,245%
25/01/2010 1,222 =0,000 -> Increase compared preve. day:=0,000%
26/01/2010 1,221  Theorical expected value  
27/01/2010 1,220  Theorical expected value  
28/01/2010 1,221  Theorical expected value  
29/01/2010 1,222  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
641,45€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 129 €
Expected Yearly savings will be.: 1552 € (-16,78%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/1/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,347 0,363 0,381 0,427 0,526 0,669 0,762
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,851 0,965 1,003 1,047 1,094 1,135 1,179
12 mo.
1,222
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,358 0,375 0,395 0,440 0,540 0,683 0,779
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,867 0,980 1,019 1,063 1,110 1,151 1,193
12 m(av)
1,235
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
 
Published date: 25/1/2010 at 13:05