Tuesday 31 March 2009

Euribor 31/3/2009 & final value of march average (at 12 months)

Final value of march average: 1,909
Oficial value of day 31/3/09: 1,812


Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country. Around 15:00 hours will be publicated the forecast for april.

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,901 -0,008 -> Reduction compared prev. dat:-0,419%
19-March 1,877 -0,024 -> Reduction compared prev. dat:-1,262%
20-March 1,866 -0,011 -> Reduction compared prev. dat:-0,586%
23-March 1,857 -0,009 -> Reduction compared prev. dat:-0,482%
24-March 1,857 =0,000 -> Reduction compared prev. dat: 0,000%
25-March 1,853 -0,004 -> Reduction compared prev. dat:-0,215%
26-March 1,849 -0,004 -> Reduction compared prev. dat:-0,216%
27-March 1,838 -0,011 -> Reduction compared prev. dat:-0,595%
30-March 1,824 -0,014 -> Reduction compared prev. dat:-0,762%
31-March 1,812 -0,012 -> Reduction compared prev. dat:-0,658%

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 702,73€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3281 € (-28,01%)

(The monthly payments are calculated using the french metod type)

March graphic:



Euribor rates from 1 week to 11 months of 31/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,999 1,021 1,061 1,121 1,323 1,51 1,584
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,621 1,67 1,7 1,723 1,742 1,764 1,789


Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 31/03/2009 at 11:30

Monday 30 March 2009

Euribor 30/3/2009 (at 12 months)

Forecast of march average: 1,909 (Reliability: 96%)
Oficial value of day 30/3/09: 1,824

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,901 -0,008 -> Reduction compared prev. dat:-0,419%
19-March 1,877 -0,024 -> Reduction compared prev. dat:-1,262%
20-March 1,866 -0,011 -> Reduction compared prev. dat:-0,586%
23-March 1,857 -0,009 -> Reduction compared prev. dat:-0,482%
24-March 1,857 =0,000 -> Reduction compared prev. dat: 0,000%
25-March 1,853 -0,004 -> Reduction compared prev. dat:-0,215%
26-March 1,849 -0,004 -> Reduction compared prev. dat:-0,216%
27-March 1,838 -0,011 -> Reduction compared prev. dat:-0,595%
30-March 1,824 -0,014 -> Reduction compared prev. dat:-0,762%
31-March 1,821 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 702,73€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3281 € (-28,01%)

(The monthly payments are calculated using the french metod type)

Euribor rates from 1 week to 11 months of 30/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,931 1,026 1,071 1,135 1,338 1,52 1,594
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,632 1,68 1,709 1,733 1,752 1,777 1,8

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 30/03/2009 at 11:30

Friday 27 March 2009

Euribor 27/3/2009 (at 12 months)

Forecast of march average: 1,910 (Reliability: 91%)
Oficial value of day 27/3/09: 1,838

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,901 -0,008 -> Reduction compared prev. dat:-0,419%
19-March 1,877 -0,024 -> Reduction compared prev. dat:-1,262%
20-March 1,866 -0,011 -> Reduction compared prev. dat:-0,586%
23-March 1,857 -0,009 -> Reduction compared prev. dat:-0,482%
24-March 1,857 =0,000 -> Reduction compared prev. dat: 0,000%
25-March 1,853 -0,004 -> Reduction compared prev. dat:-0,215%
26-March 1,849 -0,004 -> Reduction compared prev. dat:-0,216%
27-March 1,838 -0,011 -> Reduction compared prev. dat:-0,595%
30-March 1,835 Theorical expected value
31-March 1,832 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 702,82€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3280 € (-28,00%)

(The monthly payments are calculated using the french metod type)

Euribor rates from 1 week to 11 months of 27/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,931 1,026 1,08 1,148 1,352 1,531 1,605
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,643 1,693 1,719 1,744 1,762 1,788 1,812


Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 27/03/2009 at 11:30

Thursday 26 March 2009

Euribor 26/3/2009 (at 12 months)

Forecast of march average: 1,911 (Reliability: 86%)
Oficial value of day 26/3/09: 1,849

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,901 -0,008 -> Reduction compared prev. dat:-0,419%
19-March 1,877 -0,024 -> Reduction compared prev. dat:-1,262%
20-March 1,866 -0,011 -> Reduction compared prev. dat:-0,586%
23-March 1,857 -0,009 -> Reduction compared prev. dat:-0,482%
24-March 1,857 =0,000 -> Reduction compared prev. dat: 0,000%
25-March 1,853 -0,004 -> Reduction compared prev. dat:-0,215%
26-March 1,849 -0,004 -> Reduction compared prev. dat:-0,216%
27-March 1,846 Theorical expected value
30-March 1,843 Theorical expected value
31-March 1,840 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 702,92€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3279 € (-27,99%)

(The monthly payments are calculated using the french metod type)

Euribor rates from 1 week to 11 months of 26/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,931 1,026 1,086 1,155 1,359 1,538 1,611
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,65 1,7 1,729 1,753 1,772 1,799 1,822


Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 26/03/2009 at 11:30

Wednesday 25 March 2009

Euribor 25/3/2009 (at 12 months)

Forecast of march average: 1,912 (Reliability: 82%)
Oficial value of day 25/3/09: 1,853

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,901 -0,008 -> Reduction compared prev. dat:-0,419%
19-March 1,877 -0,024 -> Reduction compared prev. dat:-1,262%
20-March 1,866 -0,011 -> Reduction compared prev. dat:-0,586%
23-March 1,857 -0,009 -> Reduction compared prev. dat:-0,482%
24-March 1,857 =0,000 -> Reduction compared prev. dat: 0,000%
25-March 1,853 -0,004 -> Reduction compared prev. dat:-0,215%
26-March 1,850 Theorical expected value
27-March 1,847 Theorical expected value
30-March 1,844 Theorical expected value
31-March 1,841 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 703,01€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3278 € (-27,99%)

(The monthly payments are calculated using the french metod type)

Euribor rates from 1 week to 11 months of 25/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,931 1,026 1,086 1,163 1,363 1,548 1,618
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,656 1,705 1,733 1,757 1,776 1,802 1,827


Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 25/03/2009 at 11:30

Tuesday 24 March 2009

Euribor 24/3/2009 (at 12 months)

Forecast of march average: 1,912 (Reliability: 77%)
Oficial value of day 24/3/09: 1,857

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,901 -0,008 -> Reduction compared prev. dat:-0,419%
19-March 1,877 -0,024 -> Reduction compared prev. dat:-1,262%
20-March 1,866 -0,011 -> Reduction compared prev. dat:-0,586%
23-March 1,857 -0,009 -> Reduction compared prev. dat:-0,482%
24-March 1,857 0,000 -> Reduction compared prev. dat: 0,000%
25-March 1,854 Theorical expected value
26-March 1,851 Theorical expected value
27-March 1,848 Theorical expected value
30-March 1,845 Theorical expected value
31-March 1,842 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 703,01€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3278 € (-27,99%)

(The monthly payments are calculated using the french metod type)

Euribor rates from 1 week to 11 months of 24/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,931 1,026 1,09 1,167 1,369 1,556 1,622
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,66 1,709 1,736 1,762 1,783 1,806 1,831

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 24/03/2009 at 11:30

Monday 23 March 2009

Euribor 23/3/2009 (at 12 months)

Forecast of march average: 1,911 (Reliability: 73%)
Oficial value of day 23/3/09: 1,857

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,901 -0,008 -> Reduction compared prev. dat:-0,419%
19-March 1,877 -0,024 -> Reduction compared prev. dat:-1,262%
20-March 1,866 -0,011 -> Reduction compared prev. dat:-0,586%
23-March 1,857 -0,009 -> Reduction compared prev. dat:-0,482%
24-March 1,854 Theorical expected value
25-March 1,851 Theorical expected value
26-March 1,848 Theorical expected value
27-March 1,845 Theorical expected value
30-March 1,842 Theorical expected value
31-March 1,839 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 702,92€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3279 € (-27,99%)

(The monthly payments are calculated using the french metod type)

Euribor rates from 1 week to 11 months of 23/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,931 1,026 1,094 1,172 1,371 1,56 1,625
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,662 1,712 1,739 1,764 1,785 1,808 1,833


Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 23/03/2009 at 11:30

Friday 20 March 2009

Euribor 20/3/2009 (at 12 months)

Forecast of march average: 1,913 (Reliability: 68%)
Oficial value of day 20/3/09: 1,866

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,901 -0,008 -> Reduction compared prev. dat:-0,419%
19-March 1,877 -0,024 -> Reduction compared prev. dat:-1,262%
20-March 1,866 -0,011 -> Reduction compared prev. dat:-0,586%
23-March 1,863 Theorical expected value
24-March 1,860 Theorical expected value
25-March 1,857 Theorical expected value
26-March 1,854 Theorical expected value
27-March 1,851 Theorical expected value
30-March 1,848 Theorical expected value
31-March 1,845 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 703,10€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3277 € (-27,98%)

(The monthly payments are calculated using the french metod type)

Euribor types from 1 week to 11 months of 20/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,932 1,027 1,101 1,184 1,383 1,574 1,635
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,672 1,723 1,746 1,772 1,795 1,818 1,842


Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 20/03/2009 at 11:30

Thursday 19 March 2009

Euribor 19/3/2009 (at 12 months)

Forecast of march average: 1,916 (Reliability: 64%)
Oficial value of day 19/3/09: 1,877

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,901 -0,008 -> Reduction compared prev. dat:-0,419%
19-March 1,877 -0,024 -> Reduction compared prev. dat:-1,262%
20-March 1,874 Theorical expected value
23-March 1,871 Theorical expected value
24-March 1,868 Theorical expected value
25-March 1,865 Theorical expected value
26-March 1,862 Theorical expected value
27-March 1,859 Theorical expected value
30-March 1,856 Theorical expected value
31-March 1,853 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 703,38€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3274 € (-27,95%)

(The monthly payments are calculated using the french metod type)

Euribor types from 1 week to 11 months of 19/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,931 1,026 1,106 1,19 1,394 1,584 1,646
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,681 1,734 1,756 1,781 1,807 1,828 1,852


Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 19/03/2009 at 11:30

Wednesday 18 March 2009

Euribor 18/3/2009 (at 12 months)

Forecast of march average: 1,924 (Reliability: 59%)
Oficial value of day 18/3/09: 1,901

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,901 -0,008 -> Reduction compared prev. dat:-0,419%
19-March 1,898 Theorical expected value
20-March 1,895 Theorical expected value
23-March 1,892 Theorical expected value
24-March 1,889 Theorical expected value
25-March 1,886 Theorical expected value
26-March 1,883 Theorical expected value
27-March 1,880 Theorical expected value
30-March 1,877 Theorical expected value
31-March 1,874 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 704,13€
Compared one year ago:
Expected monthly savings will be.: 272 €
Expected Yearly savings will be.: 3265 € (-27,87%)

(The monthly payments are calculated using the french metod type)

Euribor types from 1 week to 11 months of 18/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,931 1,029 1,111 1,204 1,411 1,602 1,666
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,698 1,752 1,775 1,803 1,831 1,852 1,876


Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 18/03/2009 at 11:30

Tuesday 17 March 2009

Euribor 17/3/2009 (at 12 months)

Forecast of march average: 1,927 (Reliability: 55%)
Oficial value of day 17/3/09: 1,909

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,909 -0,010 -> Reduction compared prev. dat:-0,521%
18-March 1,906 Theorical expected value
19-March 1,903 Theorical expected value
20-March 1,900 Theorical expected value
23-March 1,897 Theorical expected value
24-March 1,894 Theorical expected value
25-March 1,891 Theorical expected value
26-March 1,888 Theorical expected value
27-March 1,885 Theorical expected value
30-March 1,882 Theorical expected value
31-March 1,879 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 704,40€
Compared one year ago:
Expected monthly savings will be.: 272 €
Expected Yearly savings will be.: 3261 € (-27,84%)

(The monthly payments are calculated using the french metod type)

Euribor types from 1 week to 11 months of 17/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,933 1,035 1,12 1,214 1,423 1,614 1,678
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,709 1,763 1,787 1,815 1,841 1,863 1,885


Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 17/03/2009 at 11:30

Monday 16 March 2009

Euribor 16/3/2009 (at 12 months)

Forecast of march average: 1,930 (Reliability: 50%)
Oficial value of day 16/3/09: 1,919

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,919 -0,004 -> Reduction compared prev. dat:-0,208%
17-March 1,916 Theorical expected value
18-March 1,913 Theorical expected value
19-March 1,910 Theorical expected value
20-March 1,907 Theorical expected value
23-March 1,904 Theorical expected value
24-March 1,901 Theorical expected value
25-March 1,898 Theorical expected value
26-March 1,895 Theorical expected value
27-March 1,892 Theorical expected value
30-March 1,889 Theorical expected value
31-March 1,886 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 704,68€
Compared one year ago:
Expected monthly savings will be.: 271 €
Expected Yearly savings will be.: 3258 € (-27,81%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Euribor types from 1 week to 11 months of 16/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,941 1,043 1,135 1,231 1,438 1,629 1,692
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,723 1,774 1,799 1,826 1,852 1,873 1,894

Published date: 16/03/2009 at 11:30

Friday 13 March 2009

Euribor 13/3/2009 (at 12 months)

Forecast of march average: 1,931 (Reliability: 45%)
Oficial value of day 13/3/09: 1,923

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. dat:-0,052%
13-March 1,923 -0,008 -> Reduction compared prev. dat:-0,414%
16-March 1,920 Theorical expected value
17-March 1,917 Theorical expected value
18-March 1,914 Theorical expected value
19-March 1,911 Theorical expected value
20-March 1,908 Theorical expected value
23-March 1,905 Theorical expected value
24-March 1,902 Theorical expected value
25-March 1,899 Theorical expected value
26-March 1,896 Theorical expected value
27-March 1,893 Theorical expected value
30-March 1,890 Theorical expected value
31-March 1,887 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 704,78€
Compared one year ago:
Expected monthly savings will be.: 271 €
Expected Yearly savings will be.: 3257 € (-27,80%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

All Euribor types from 1 week to 11 months of 13/03/2009:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,957 1,054 1,152 1,248 1,454 1,64 1,702
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,732 1,78 1,807 1,831 1,857 1,879 1,899


Published date: 13/03/2009 at 11:40

Thursday 12 March 2009

Euribor 12/3/2009 (at 12 months)

Forecast of march average: 1,942 (Reliability: 41%)
Oficial value of day 12/3/09: 1,931

Comments: It seems that the reduction has been enclosing, today olny has decreased a thousandth, for this reason I have updated the forecast accordingly.

__Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,931 -0,001 -> Reduction compared prev. datr:-0,052%
13-March 1,930 Theorical expected value
16-March 1,929 Theorical expected value
17-March 1,928 Theorical expected value
18-March 1,927 Theorical expected value
19-March 1,926 Theorical expected value
20-March 1,925 Theorical expected value
23-March 1,924 Theorical expected value
24-March 1,923 Theorical expected value
25-March 1,922 Theorical expected value
26-March 1,921 Theorical expected value
27-March 1,920 Theorical expected value
30-March 1,919 Theorical expected value
31-March 1,918 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 705,80€
Compared one year ago:
Expected monthly savings will be.: 270 €
Expected Yearly savings will be.: 3244 € (-27,70%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 12/03/2009 at 11:35

Wednesday 11 March 2009

Euribor 11/3/2009 (at 12 months)

Forecast of march average: 1,913 (Reliability: 36%)
Oficial value of day 11/3/09: 1,932

_Date___Interest rate_
02-March 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03-March 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04-March 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05-March 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06-March 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09-March 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10-March 1,939 -0,008 -> Reduction compared prev. dat:-0,411%
11-March 1,932 -0,007 -> Reduction compared prev. dat:-0,361%
12-March 1,925 Theorical expected value
13-March 1,918 Theorical expected value
16-March 1,911 Theorical expected value
17-March 1,904 Theorical expected value
18-March 1,897 Theorical expected value
19-March 1,890 Theorical expected value
20-March 1,883 Theorical expected value
23-March 1,876 Theorical expected value
24-March 1,869 Theorical expected value
25-March 1,862 Theorical expected value
26-March 1,855 Theorical expected value
27-March 1,848 Theorical expected value
30-March 1,841 Theorical expected value
31-March 1,834 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 703,10€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3277 € (-27,98%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 11/03/2009 at 11:30

Tuesday 10 March 2009

Euribor 10/3/2009 (at 12 months)

Forecast of march average: 1,902 (Reliability: 32%)
Oficial value of day 10/3/09: 1,939
(Click here to show the last value of euribor)

(Date format: dd/m/yyyy)
<__date__interest>
02/3/2009 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03/3/2009 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04/3/2009 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05/3/2009 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06/3/2009 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09/3/2009 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10/3/2009 1,939 -0,008 -> Reduction compared prev. day:-0,411%
11/3/2009 1,930 Theorical expected value
12/3/2009 1,921 Theorical expected value
13/3/2009 1,912 Theorical expected value
16/3/2009 1,903 Theorical expected value
17/3/2009 1,894 Theorical expected value
18/3/2009 1,885 Theorical expected value
19/3/2009 1,876 Theorical expected value
20/3/2009 1,867 Theorical expected value
23/3/2009 1,858 Theorical expected value
24/3/2009 1,849 Theorical expected value
25/3/2009 1,840 Theorical expected value
26/3/2009 1,831 Theorical expected value
27/3/2009 1,822 Theorical expected value
30/3/2009 1,813 Theorical expected value
31/3/2009 1,804 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 702,08€
Compared one year ago:
Expected monthly savings will be.: 274 €
Expected Yearly savings will be.: 3289 € (-28,08%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 10/03/2009 at 11:30

Monday 9 March 2009

Euribor 9/3/2009 (at 12 months)

Forecast of march average: 1,882 (Reliability: 28%)
Oficial value of day 9/3/09: 1,947

(Date format: dd/m/yyyy)
<__date__interest>
02/3/2009 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03/3/2009 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04/3/2009 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05/3/2009 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06/3/2009 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09/3/2009 1,947 -0,010 -> Reduction compared prev. day:-0,511%
10/3/2009 1,935 Theorical expected value
11/3/2009 1,923 Theorical expected value
12/3/2009 1,910 Theorical expected value
13/3/2009 1,898 Theorical expected value
16/3/2009 1,886 Theorical expected value
17/3/2009 1,874 Theorical expected value
18/3/2009 1,861 Theorical expected value
19/3/2009 1,849 Theorical expected value
20/3/2009 1,837 Theorical expected value
23/3/2009 1,825 Theorical expected value
24/3/2009 1,812 Theorical expected value
25/3/2009 1,800 Theorical expected value
26/3/2009 1,788 Theorical expected value
27/3/2009 1,776 Theorical expected value
30/3/2009 1,763 Theorical expected value
31/3/2009 1,751 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 700,22€
Compared one year ago:
Expected monthly savings will be.: 276 €
Expected Yearly savings will be.: 3312 € (-28,27%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 09/03/2009 at 11:30

Friday 6 March 2009

Euribor 6/3/2009 (at 12 months)

Forecast of march average: 1,880 (Reliability: 23%)
Oficial value of day 6/3/09: 1,957

(Date format: dd/m/yyyy)
<__date__interest>
02/3/2009 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03/3/2009 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04/3/2009 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05/3/2009 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06/3/2009 1,957 -0,024 -> Reduction compared prev. day:-1,212%
09/3/2009 1,945 Theorical expected value
10/3/2009 1,933 Theorical expected value
11/3/2009 1,920 Theorical expected value
12/3/2009 1,908 Theorical expected value
13/3/2009 1,896 Theorical expected value
16/3/2009 1,884 Theorical expected value
17/3/2009 1,871 Theorical expected value
18/3/2009 1,859 Theorical expected value
19/3/2009 1,847 Theorical expected value
20/3/2009 1,835 Theorical expected value
23/3/2009 1,822 Theorical expected value
24/3/2009 1,810 Theorical expected value
25/3/2009 1,798 Theorical expected value
26/3/2009 1,786 Theorical expected value
27/3/2009 1,773 Theorical expected value
30/3/2009 1,761 Theorical expected value
31/3/2009 1,749 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 700,04€
Compared one year ago:
Expected monthly savings will be.: 276 €
Expected Yearly savings will be.: 3314 € (-28,29%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 06/03/2009 at 11:30

Thursday 5 March 2009

The European Central Bank has reduced again the official interest rates in 50 basic points, and leave the official price of money at 1,50%

Date: 5/3/2009
Source information: ECB (European Central Bank).
Evaluation: Very positive, with the current official interest rate the Euribor (at 12 months) will continuous decreasing to arrive to this range: 1,65-1,85
To emphasize: The Euribor average at 12 months of March will be around 1.9%
Note: The ECB has announced today that has reduced the official interest rates another 50 basis points, leaving the official price of money in the euro zone at 1,50%. In the same way the Bank of England also has reduced the price of money 50 basis points, leaving the price of Pound at 0,50%.

Published date: 5/03/2009 at 14:00

Euribor 5/3/2009 (at 12 months)

Forecast of march average: 1,901 (Reliability: 18%)
Oficial value of day 5/3/09: 1,981

Comments: This forecast has been done taking into account an hypothetic reduction rates of 50 basic points, leaving the official interest rate at 1,5O. If at the end the ECB won't reduce the interest rate, obviously the forecast will be different.

(Date format: dd/m/yyyy)
<__date__interest>
02/3/2009 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03/3/2009 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04/3/2009 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05/3/2009 1,981 -0,012 -> Reduction compared prev. day:-0,602%
06/3/2009 1,970 Theorical expected value
09/3/2009 1,959 Theorical expected value
10/3/2009 1,949 Theorical expected value
11/3/2009 1,938 Theorical expected value
12/3/2009 1,927 Theorical expected value
13/3/2009 1,916 Theorical expected value
16/3/2009 1,905 Theorical expected value
17/3/2009 1,895 Theorical expected value
18/3/2009 1,884 Theorical expected value
19/3/2009 1,873 Theorical expected value
20/3/2009 1,862 Theorical expected value
23/3/2009 1,851 Theorical expected value
24/3/2009 1,841 Theorical expected value
25/3/2009 1,830 Theorical expected value
26/3/2009 1,819 Theorical expected value
27/3/2009 1,808 Theorical expected value
30/3/2009 1,797 Theorical expected value
31/3/2009 1,787 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 701,99€
Compared one year ago:
Expected monthly savings will be.: 274 €
Expected Yearly savings will be.: 3290 € (-28,09%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 5/03/2009 at 11:30

Wednesday 4 March 2009

Euribor 4/3/2009 (at 12 months)

Forecast of march average: 1,901 (Reliability: 14%)
Oficial value of day 4/3/09: 1,993

Comments: This forecast has been done taking into account an hypothetic reduction rates of 50 basic points, leaving the official interest rate at 1,5O. If at the end the ECB won't reduce the interest rate, obviously the forecast will be different.

(Date format: dd/m/yyyy)
<__date__interest>
02/3/2009 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03/3/2009 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04/3/2009 1,993 -0,013 -> Reduction compared prev. day:-0,648%
05/3/2009 1,992 ECB hypothetic reduction rates:-0,50
06/3/2009 1,980 Theorical expected value
09/3/2009 1,968 Theorical expected value
10/3/2009 1,956 Theorical expected value
11/3/2009 1,944 Theorical expected value
12/3/2009 1,932 Theorical expected value
13/3/2009 1,920 Theorical expected value
16/3/2009 1,908 Theorical expected value
17/3/2009 1,896 Theorical expected value
18/3/2009 1,884 Theorical expected value
19/3/2009 1,872 Theorical expected value
20/3/2009 1,860 Theorical expected value
23/3/2009 1,848 Theorical expected value
24/3/2009 1,836 Theorical expected value
25/3/2009 1,824 Theorical expected value
26/3/2009 1,812 Theorical expected value
27/3/2009 1,800 Theorical expected value
30/3/2009 1,788 Theorical expected value
31/3/2009 1,776 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 701,99€
Compared one year ago:
Expected monthly savings will be.: 274 €
Expected Yearly savings will be.: 3290 € (-28,09%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 4/03/2009 at 11:30

Tuesday 3 March 2009

Euribor 3/3/2009 (at 12 months)

Forecast of march average: 1,912 (Reliability: 9%)
Oficial value of day 3/3/09: 2,006

Comments: This forecast has been done taking into account an hypothetic reduction rates of 50 basic points, leaving the official interest rate at 1,5O. If at the end the ECB won't reduce the interest rate, obviously the forecast will be different.

(Date format: dd/m/yyyy)
<__date__interest>
02/3/2009 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03/3/2009 2,006 -0,019 -> Reduction compared prev. day:-0,938%
04/3/2009 2,005 Theorical expected value
05/3/2009 2,004 ECB hypothetic reduction rates:-0,50
06/3/2009 1,992 Theorical expected value
09/3/2009 1,980 Theorical expected value
10/3/2009 1,968 Theorical expected value
11/3/2009 1,956 Theorical expected value
12/3/2009 1,944 Theorical expected value
13/3/2009 1,932 Theorical expected value
16/3/2009 1,920 Theorical expected value
17/3/2009 1,908 Theorical expected value
18/3/2009 1,896 Theorical expected value
19/3/2009 1,884 Theorical expected value
20/3/2009 1,872 Theorical expected value
23/3/2009 1,860 Theorical expected value
24/3/2009 1,848 Theorical expected value
25/3/2009 1,836 Theorical expected value
26/3/2009 1,824 Theorical expected value
27/3/2009 1,812 Theorical expected value
30/3/2009 1,800 Theorical expected value
31/3/2009 1,788 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 703,01€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3278 € (-27,99%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 3/03/2009 at 11:30

Monday 2 March 2009

Euribor 2/3/2009 (at 12 months)

Forecast of march average: 1,914 (Reliability: 5%)
Oficial value of day 2/3/09: 2,025

Comments: This forecast has been done taking into account an hypothetic reduction rates of 50 basic points, leaving the official interest rate at 1,5O. If at the end the ECB won't reduce the interest rate, obviously the forecast will be different.

(Date format: dd/m/yyyy)
<__date__interest>
02/3/2009 2,025 -0,008 -> Reduction compared prev. day:-0,394%
03/3/2009 2,024 Theorical expected value
04/3/2009 2,024 Theorical expected value
05/3/2009 2,023 ECB hypothetic reduction rates:-0,50
06/3/2009 2,009 Theorical expected value
09/3/2009 1,995 Theorical expected value
10/3/2009 1,981 Theorical expected value
11/3/2009 1,967 Theorical expected value
12/3/2009 1,953 Theorical expected value
13/3/2009 1,939 Theorical expected value
16/3/2009 1,925 Theorical expected value
17/3/2009 1,911 Theorical expected value
18/3/2009 1,897 Theorical expected value
19/3/2009 1,883 Theorical expected value
20/3/2009 1,869 Theorical expected value
23/3/2009 1,855 Theorical expected value
24/3/2009 1,841 Theorical expected value
25/3/2009 1,827 Theorical expected value
26/3/2009 1,813 Theorical expected value
27/3/2009 1,799 Theorical expected value
30/3/2009 1,785 Theorical expected value
31/3/2009 1,771 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 703,2€
Compared one year ago:
Expected monthly savings will be.: 273 €
Expected Yearly savings will be.: 3276 € (-27,97%)

(The monthly payments are calculated using the french metod type)

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Comment: On top right in the link "Euribor rates (1w.-12m)" you will find the 15 types of Euribor, (updated every day around 14:00 hours).

Published date: 2/3/2009 at 11:30